Do you want to buy a property at home or abroad? Are you orienting yourself on buying the house of your dreams? Or have you finally found the second home abroad that meets your wishes? Bouvy Advies offers various possibilities for financing luxury residential real estate. You can also contact us for a mortgage after your retirement. The advantage of working with us is that we have the right knowledge and experience with regard to assisting people who buy a luxury house abroad. In this blog we would like to tell you more about real estate financing in the higher segment.

Curious about the possibilities?

We are happy to advise you on real estate financing in the higher segment.

Financing luxury residential real estate through Bouvy Advies

Bouvy Advies helps finance luxury residential real estate with a value of at least 2 million euros. We finance on the basis of two valuations. The lowest of these two valuations is then chosen. It is expected that 2 million in assets will also be invested. 70% can then be borrowed back on this invested capital by means of a Lombard loan. The interest rate used consists of Libor + Cost of Funds + 1.5%. The advantage of this method of financing is that the bank does not look at pension income. If the income for the IB declaration is deliberately low, then it does not matter.

In this way, you can take out a non-repayment mortgage after your retirement. This creates an advantage when taking out a mortgage on your assets. We are also happy to offer a helping hand for taking out a mortgage in, for example, Swiss Francs. In addition, a good return is also achieved on the assets so that it is often net cost neutral or even yields. 

Buying a house abroad? Your property can be located anywhere in Europe

The above mentioned financing method is possible for objects located anywhere in Europe. For example, do you want to buy a house in Saint Tropez? That is possible. We have experience with financing holiday and second homes in Spain, Portugal, Italy, Switzerland, France, Belgium and the Netherlands and more. With Bouvy Advice it becomes even more attractive to buy a second home abroad. 

Curious about what Bouvy Advies can do for you? Contact us for more information, questions and doubts. Then we will look at your possibilities together.