Are your insurances still appropriate?

When you have a family expansion or new residents, you may not immediately think of insurance. It is nevertheless important to check the coverage for suitability.

Earning more or less can affect the amounts to be insured. Many insurers determine certain insured amounts based on net income.

When renovating the house, this almost always affects the amount to be insured. In addition, reporting a renovation is always important because of additional risks during such a period.

Insurers often exclude electronics these days or limit the risk. If desired, we extend this coverage separately on the policy

More and more people want to make their homes more energy neutral. This also has an effect on the amounts to be insured. With EBV you can think of solar panels, heat boilers, HR boilers etc.

Replacing large parts of the interior can have consequences for the insured amount. It is worth checking this.

We increasingly go outside with digital devices and are reachable everywhere. But that also means that these devices are becoming more vulnerable to damage, loss and theft. An out-of-home insurance can prevent a lot of suffering.

With (continuous) travel insurance it is important to always check whether the coverage is still appropriate. Think for example of new holiday countries, expensive clothing in the luggage, dangerous or special sports or health insurance coverage in expensive countries.

As citizens we are increasingly vulnerable in society and claim damages from others more quickly. Without good legal expenses insurance this can be a very expensive joke.

If you have damage and your insurance is not via an independent intermediary, the insurer determines the damage and you can then oppose it or not. The intermediary mainly looks at your interests in the event of damage and if necessary, he will call in a counter expert. That can make a huge difference in the compensation. That may be even more true if there is also personal injury.

With the questions above, we would like you to consider the possible consequences of an unsuitable damage package. Take a look at the questions and your answers again. If it gives you reason to examine the matter, you can indicate this below. Are your insurance policies partly or entirely with another consultancy firm? Then we will perform a free analysis of those policies. If you are already a customer of ours for your insurance, the analysis is free, because we receive a commission from the insurer to manage your insurance policies.