Rental mortgage

An investment property is an investment in the future – yours or your children's. I advise you on how to finance this.

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Rental mortgage, investment mortgage or investment mortgage

Have you ever considered buying a home to rent out? The rental market is an interesting investment in many places in the Netherlands.

There are several reasons to consider an investment property, for example:

  • There is surplus value and you think it would be a shame not to do anything with it
  • Your savings are not yielding any returns and you want to build up assets
  • You have not built up any or too little pension and want to supplement this
  • You want to help your child buy a house

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What you need to know about a rental mortgage

An investment mortgage, investment mortgage or rental mortgage is a mortgage on a property that you buy to subsequently rent out. With such a mortgage you borrow part of the purchase price of the home. In contrast to a private home, a bank finds it even more important to contribute your own money for this investment mortgage when purchasing a second home for rental purposes. Banks ask for a minimum of 30% of the appraised market value of the home in rented condition as your own money. It is also good to know that Bouvy Advies finances up to 85%.

Read more information about the family mortgage here if you want to buy a house for your child.

Rental Mortgage as a Smart Choice

As your personal advisor, I think along with your situation and wishes for the future (yours or your child's). Hiring an independent advisor always yields something. For example, I have access to multiple providers that I can compare with each other, so that you always get the best mortgage that suits your situation.

I can help you build more money for later.

What are your wishes and goals? I would like to think along with you about possibilities. Take contact Please contact me to discuss the options without any obligation.

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Below you will find useful links to information about drawing up a rental agreement and how to determine the rent amount, for example.
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Independent and tailor-made advice

When taking out a mortgage, independent and specialist advice is very important. There are costs associated with advice on and taking out a mortgage. Read more about the rates of our services and what you can expect from us.

Mortgage advice rates