Hypotheek voor 2e woning
Een hypotheek voor een tweede woning afsluiten is een uitdaging die wij niet uit de weg gaan. Ontvang onafhankelijk en op maat advies.
Hypotheek voor tweede woning
Het afsluiten van een hypotheek is een stuk lastiger dan bij een eerste woning. Wij zoeken uit wat er mogelijk is en of er voldaan wordt aan alle aanvullende voorwaarden. Hierbij geven we nooit op en zoeken we altijd naar de beste oplossing.
Take the free mortgage scan
Taking out a mortgage is not something you do lightly, it is a decision you make for the long term. There is a good chance that there will be circumstances during the term that could lead to adjusting the mortgage in the meantime being a smart choice. Just think of the sharply lower mortgage rates, the adjustments in deductibility, a reduction in pensions and perhaps your personal situation has changed.
What is the result of all these changes? Is your mortgage still suitable for your current situation and wishes for the future? Can you save on your monthly payments? With the mortgage scan we can map this out well.
With the free mortgage scan you will quickly discover:
Mortgage advice and closing costs
Tarief hypotheekadvies 2e woning
Je wilt als particulier of ondernemer een hypotheek voor een tweede woning afsluiten. Wij zorgen voor een voordelige en passende hypotheek en nemen al het werk uit handen.
€ 2.995
Gratis: het unieke préadvies van Bouvy (voor hypotheek 2e woning)
An exploratory meeting is always free. With Bouvy's unique preliminary advice, you will receive free and completely independent advice on all financial issues you want an answer to. Whatever your financial issue, our preliminary advice offers an initial outcome and is the starting point for further decisions in the area of buying a house, being able to stop working earlier, taking out insurance and financing.
- In the first free orientation appointment you can present all your financial questions to us. Together we look at your wishes, objectives and also your risk appetite. For now and for the future.
- After this, we will provide you with a list of information that we need from you in order to get started for you.
- After we have investigated everything and worked out our advice for you, we will invite you for a second interview. In this interview, we will go through our advice together and answer all your questions.
- We can then develop the preliminary advice and convert it into concrete actions, such as purchasing a house, taking out a mortgage, taking out insurance or other financial products.
After you decide to do business with us, we will deduct the costs of the preliminary advice from the costs of the final mortgage. The costs will only be charged if you do not use our services after the preliminary advice.
The rates for this preliminary advice if you subsequently decide not to purchase a product or service:
Private: €250
IB entrepreneur: €400
Mortgage advice and tax (benefit)
There are several items that are deductible from income tax. If you include the deductible costs in your tax return, you will pay less income tax.
Advice and closing costs for a mortgage, such as our services, are tax deductible. However, only if the mortgage interest is also. If you have had mortgage advice and you decide not to take out a mortgage, you may not deduct the advice costs for income tax.
Below are the costs for purchasing, maintaining or improving a house that are and are not deductible from your income tax.
Deductible income tax expenses:
Non-deductible income tax expenses:
Additional work
Special situations require more time. We make clear agreements about this in advance, so that you are not faced with any surprises.
Internal conversion €600
For a change within the current mortgage, such as changing the repayment method, taking out an additional loan portion for a renovation or interest averaging.
Application to additional lender € 295
In special cases, an additional application can be submitted if you wish to speed up the application process or increase the chance of acceptance.