Insurance for Students

Also for students of the Ramo

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Well insured during your internship in South Africa

Are you going for an internship at South Africa? There is a lot to consider. With the OOM Study Abroad insurance you are well insured and you can start your foreign adventure with peace of mind.

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The insurance in brief

These are the most important features of the OOM Study Abroad insurance:

  • For young people aged 15 to 29
  • Insurance if you go abroad for study, internship or as an au pair
  • Decide for yourself which insurance you choose: health insurance, dental insurance and/or damage package
  • Flexible term from 1 day to 5 years
  • Also insured if you are in the Netherlands in the meantime

The OOM Study Abroad insurance is for young people aged 15 to 29. Do you not fall into this age group? Then go to the OOM Temporary Abroad Insurance.

Who is the insurance for?

Are you going abroad to study, do an internship or as an au pair? Then the OOM Study Abroad insurance is for you! The health insurance is useful if you:

  • not under Dutch law during your stay abroad basic insurance fall
  • are going to a country where medical care is more expensive than in the Netherlands and therefore want a supplement to the Dutch basic insurance

Are you required to have basic insurance? Then purchase the damage package. With this package we will reimburse your travel expenses if you have to return home, for example if a family member is seriously ill.

Health insurance

  • Choose standard coverage or comprehensive coverage
  • Sometimes a maximum reimbursement or a maximum number of treatments applies
  • Deductible of your choice: €0 or €150
  • Dental costs after an accident up to €500
  • Regular dental costs up to €450 (up to and including 17 years)

What does the insurance not cover?

Not all medical expenses are covered by health insurance. For example, you will not be reimbursed for:

  • a pregnancy that already existed when you took out the insurance, even if there is a miscarriage or other complications
  • preventive medicine, chiropractor or manual therapist

Standard coverage

The insurance covers medically necessary costs for, among other things:

  • GP;
  • dressings and medicines;
  • specialist treatments;
  • physiotherapy, exercise therapy, speech therapy and psychotherapy (limited number of treatments);
  • Dental costs after an accident up to €500.

Extensive coverage

The insurance covers the same costs as the standard coverage. In addition, the insurance reimburses, among other things:

  • second opinion;
  • more treatments for physiotherapy, exercise therapy, speech therapy and psychotherapy;
  • orthodontics up to 21 years (up to € 1,200);
  • alternative medicine up to €500.

Dental coverage (from 18 years)

The OOM Dental coverage is an additional coverage on the health insurance for regular dental costs up to € 350. You do not need a premium for this additional coverage. deductible.

Damage Package

Package with coverage for:

  • household effects (up to €5,000)
  • liability (up to €1,250,000, no cover for damage to items that you rent or lease, for example)
  • travel (deductible €125 in case of theft, loss or damage of luggage);
  • legal assistance (for cases from €450)
  • accidents (death benefit €10,000; permanent disability benefit up to €75,000).

What does the insurance not cover?

Also for the damage package of the OOM Study Abroad insurance you will not get all costs reimbursed. For example, keep in mind that:

  • the coverage for your contents only applies to the address you have specified
  • you do not receive legal assistance for events that you already knew about when you took out the insurance

Do you have damage? In many cases we will reimburse the new value. But that is not always the case. Sometimes you only get the current value back. Read carefully in advance how depreciation works.

How long is the insurance valid?

You can take out the insurance for 1 day up to a maximum of 5 years. As long as you are not older than 29 years on the start date.

Is your stay abroad longer than you had anticipated? You may extend the insurance once by a maximum of 2 months, as long as you are not insured for more than 5 years. Do you not yet know how long you need the insurance? Then choose a period that is too long rather than too short.

Do you no longer need the insurance?

Are you leaving for the Netherlands again? You can cancel the insurance on a daily basis. You can do this via My UNCLE or by e-mail. We will terminate your insurance at the time we receive your request, or at a later time if you have indicated this. Have you already paid your premium in advance? Then you will simply get it back from us.

Would you like more information or would you like us to take a look at your current insurance package?

Think of the house contents car or general financial advice. Then contact us.

Make an appointment here