Mortgage Advice Rates

When taking out a mortgage, independent and specialist advice is very important. Customers rate us with 9.7/10.

Read reviews from enthusiastic customers

Independent mortgage advice from € 2,750

When taking out a mortgage, independent and specialist advice is very important. There are costs associated with advice on and taking out a mortgage. Below you will find all the rates for our services and what you can expect from us.

Take the free mortgage scan

Taking out a mortgage is not something you do lightly, it is a decision you make for the long term. There is a good chance that there will be circumstances during the term that could lead to adjusting the mortgage in the meantime being a smart choice. Just think of the sharply lower mortgage rates, the adjustments in deductibility, a reduction in pensions and perhaps your personal situation has changed.

What is the result of all these changes? Is your mortgage still suitable for your current situation and wishes for the future? Can you save on your monthly payments? With the mortgage scan we can map this out well.

With the free mortgage scan you will quickly discover:

  • What you can save on your mortgage
  • The options for repayment
  • The benefits of refinancing
Take the free mortgage scan

Mortgage advice and closing costs

Starter

Are you about to buy your first home? In this basic package we arrange everything for you and make sure that you know what to expect, so that you will soon be the proud owner of your first home and mortgage.

€2,750 (all-in)

Switcher | Move-on

You want to save on your current mortgage or have new housing needs. There are other things to consider than when you bought your first home. We provide an affordable and suitable mortgage and take all the work off your hands.

€ 3.350

IB entrepreneur | Rental mortgage

Are you an IB entrepreneur or is there a divorce, for example? We are also happy to help you in special situations. Special situations only require a little more time; we take all the work and care off your hands.

€ 3.995

Expert advice tailored to your needs

Everything arranged for you

Tax deductible

More than 30 lenders and insurers

Including insurance

Free: Bouvy's unique pre-advice

An exploratory meeting is always free. With Bouvy's unique preliminary advice, you will receive free and completely independent advice on all financial issues you want an answer to. Whatever your financial issue, our preliminary advice offers an initial outcome and is the starting point for further decisions in the area of buying a house, being able to stop working earlier, taking out insurance and financing.

  • In the first free orientation appointment you can present all your financial questions to us. Together we look at your wishes, objectives and also your risk appetite. For now and for the future.
  • After this, we will provide you with a list of information that we need from you in order to get started for you.
  • After we have investigated everything and worked out our advice for you, we will invite you for a second interview. In this interview, we will go through our advice together and answer all your questions.
  • We can then develop the preliminary advice and convert it into concrete actions, such as purchasing a house, taking out a mortgage, taking out insurance or other financial products.

After you decide to do business with us, we will deduct the costs of the preliminary advice from the costs of the final mortgage. The costs will only be charged if you do not use our services after the preliminary advice.

The rates for this preliminary advice if you subsequently decide not to purchase a product or service:

Private: €250
IB entrepreneur: €400

Contact us for the unique Bouvy preliminary advice

Mortgage advice and tax (benefit)

There are several items that are deductible from income tax. If you include the deductible costs in your tax return, you will pay less income tax.

Advice and closing costs for a mortgage, such as our services, are tax deductible. However, only if the mortgage interest is also. If you have had mortgage advice and you decide not to take out a mortgage, you may not deduct the advice costs for income tax.

Below are the costs for purchasing, maintaining or improving a house that are and are not deductible from your income tax.

Deductible income tax expenses:

  • Valuation costs (only for an existing home)
  • Mortgage advice costs (existing home and new construction)
  • Drafting of mortgage deed by notary (existing home and new construction)
  • Application for National Mortgage Guarantee (existing home and new construction)
  • Costs for any extension of mortgage offer (existing home and new construction)
  • Penalty interest / Mortgage interest
  • Interest on other home loans
  • Construction interest on new construction (only the interest you owe after signing the purchase contract)

Non-deductible income tax expenses:

  • Costs for any extension of mortgage offer (existing home and new construction)
  • Penalty interest / Mortgage interest
  • Interest on other home loans
  • Construction interest on new construction (only the interest you owe after signing the purchase contract)
  • Costs of movable property
  • Bank guarantee
  • Construction interest (new construction)

Additional work

Please note: starting prices and customization

The rates mentioned are starting pricesIn many cases, this is sufficient for a standard mortgage process. But in more complex situations, we sometimes charge a additional rate.

For example, consider situations such as:

In such cases we always discuss clearly in advance what you can expect. No surprises afterwards: With us you always know in advance where you stand.

If you would like to know what your situation means for the rate, please feel free to contact us.

High customer satisfaction
On average, our customers give us a

9,7/10

Fast, clear and a lot of expertise.

Mr. van Ree Taking out new insurance

Friendly, good, clear, fast and reliable.

Mr. Brockhus Taking out new insurance

Very nice party to work with, continues until "the green flag" with a positive result for us. We are very grateful to Bouvy Advies for his professionalism and involvement.

Renate van de Bovenkamp

Thijs does what he promises and even looks beyond the original request, to the benefit of the customer of course.

customer at Bouvy Advice

Bouvy looks at all possibilities calmly and above all well. Nice party to sit at the table with. They know what they are talking about and keep all options open. top!

Bart Rinsma

Takes his time and clearly has a lot of experience!

Michiel de Bock